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Small Unmanned Aircraft Third Party Liability Insurance
With the rapid development and increasing popularity of small unmanned aircraft “SUA” (commonly known as drones) in recent years, complaints and accidents involving SUA have also increased. Therefore, the Government has enacted the Small Unmanned Aircraft Order “SUAO” (Cap 448G of the Laws of Hong Kong) which came into effect on 1 June 2022, to regulate the registration, labeling and insurance arrangement of SUA. This Order also covers the registration, training, assessment and operation of remote pilots. SUA is classified by weight into the following 3 categories:
| ‧ | Category A1 Aircraft | - | weight does not exceed 250g at all times during the flight |
| ‧ | Category A2 Aircraft | - | weight does not exceed 7kg at all times during the flight but exceeds 250g |
| ‧ | Category B Aircraft | - | weight does not exceed 25kg at all times during the flight but exceeds 7kg |
To this end, we have “Small Unmanned Aircraft Third Party Liability Insurance”, to provide third party liability protection for SUA owners operating it, for private leisure or commercial purposes.
The Pacific Insurance Co., Ltd. - Small Unmanned Aircraft Third Party Liability Insurance Early Bird Offer
From January 1 to March 31, 2023, all customers who successfully apply for the above protection will enjoy a 20% discount on the original policy premium, covering private leisure and commercial users. The premium can be as low as HKD 720* and free of policy deductible (except for the person not named in the policy or the Third Party's Property Loss/Damage additional protection).
* Policy Limit of HK$5 million - minimum premium of HK$720 for private leisure or HK$960 for commercial purposes
* Policy Limit of HK$10 million - minimum premium of HK$1,200 for private leisure or HK$2,160 for commercial purposes
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